Overwhelmed? Understanding your situation is the first step.
How long will it take to pay off my debt?
Select the amount closest to how much you owe to see how long it could take to clear compared with our 24-month program:
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Over 45% of Americans are in debt.
Most have no idea what to do about it.
You are not alone. We can help . Find out how.
Our Debt Calculator shows how long it would take to clear your debt based on the current U.S. national average interest rate of 21.76% and minimum monthly payments.
Questions? We can help.
Success Stories
Thousands of people have regained their financial freedom through our program.
Our proven track record, expertise, and compassionate approach have successfully guided countless individuals toward brighter financial futures—let us help you do the same.
Note: The validation process depends on creditor responses, legal procedures, and potential debt transfers. Some debts may be resolved quickly, while others take longer due to legal and financial complexities.
CLIENT
Cherry S.
Enrolled Debt
Synchrony
Amount resolved
$6,450
ReSULT
WIN — Debt invalidated/deleted from credit reporting agencies.
CLIENT
Julia D.
Enrolled Debt
Credit One
Amount resolved
$1,244
ReSULT
WIN — Debt deleted from credit report.
CLIENT
George H.
Enrolled Debt
Discover Card
Amount resolved
$13,648
ReSULT
WIN — Debt invalidated/deleted from credit reporting agencies.