We help Americans get out of debt. Let us help you.
You're not alone—we're here to help.
Dealing with debt can feel overwhelming, but you don’t have to go through it alone.
Legal debt resolution is an essential step in the process, designed to protect you before any debts are settled.
One of the most significant parts of the services we offer is called Debt Validation. This is a legal process that requires creditors or debt collectors to provide proof that they own the debt and have the right to collect it from you. If a debt cannot be appropriately validated, you may no longer be legally obligated to pay it at all. You would be surprised how often this happens.
We work alongside attorneys to ensure creditors follow the Fair Debt Collection Practices Act (FDCPA), a law that protects you from unfair or abusive collection tactics.
If a creditor is harassing you, it may not only be stressful—but it could also be illegal.
In some cases, you might even have grounds to challenge the debt or seek damages.
Even if your debt isn’t invalidated, you still have rights. Our team will be by your side, ensuring you’re treated fairly. And if legal action is needed, an attorney will be available to help at no extra cost. You don’t have to navigate this alone—we’re here to support you every step of the way.
Debt is complicated. Whatever you need, we’re always available.
How long could it take to pay off your debt?
Success Stories
Thousands of people have regained their financial freedom through our program.
Our proven track record, expertise, and compassionate approach have successfully guided countless individuals toward brighter financial futures—let us help you do the same.
Note: The validation process depends on creditor responses, legal procedures, and potential debt transfers. Some debts may be resolved quickly, while others take longer due to legal and financial complexities.
CLIENT
Cherry S.
Enrolled Debt
Synchrony
Amount resolved
$6,450
ReSULT
WIN — Debt invalidated/deleted from credit reporting agencies.

CLIENT
Julia D.
Enrolled Debt
Credit One
Amount resolved
$1,244
ReSULT
WIN — Debt deleted from credit report.

CLIENT
George H.
Enrolled Debt
Discover Card
Amount resolved
$13,648
ReSULT
WIN — Debt invalidated/deleted from credit reporting agencies.