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Get on the path to financial freedom.We’ll lead the way.

How long will it take to pay off my debt?

Enter the amount you owe to see how long it could take to clear compared with our 24-month program:

Over 45% of Americans are in debt. Most have no idea what to do about it.

You are not alone. We can help.

Find Out How

Our Debt Calculator shows how long it would take to clear your debt based on the current U.S. national average interest rate of 21.76% and minimum monthly payments.

How We Can Help

Dealing with debt can feel overwhelming, but you don’t have to go through it alone.

Legal debt resolution is an important step in the process, designed to protect you before any debts are settled.

We work alongside attorneys to ensure creditors follow the Fair Debt Collection Practices Act (FDCPA), a law that protects you from unfair or abusive collection tactics.

If a creditor is harassing you, it may not only be stressful—it could be illegal. In some cases, you might even have grounds to challenge the debt or seek damages.

Find Out More

Questions? We Can Help

Even if your debt isn’t invalidated, you still have rights. Our team will be by your side, ensuring you’re treated fairly. And if legal action is needed, an attorney will be available to help at no extra cost. You don’t have to navigate this alone—we’re here to support you every step of the way.

Debt is complicated. Whatever you need, we’re always available.

Frequently Asked Questions

How long will it take to pay off my debt?

Enter the amount you owe to see how long it could take to clear compared with our 24-month program:

Over 45% of Americans are in debt. Most have no idea what to do about it.

You are not alone. We can help.

Find Out How

Our Debt Calculator shows how long it would take to clear your debt based on the current U.S. national average interest rate of 21.76% and minimum monthly payments.

Customer service, for real.

Success Stories

Thousands of people have regained their financial freedom through our program.

Our proven track record, expertise, and compassionate approach have successfully guided countless individuals toward brighter financial futures—let us help you do the same.

Client Cherry S.
Enrolled Debt Synchrony
Amount Resolved $6,450
Client Julia D.
Enrolled Debt Credit One
Amount Resolved $1,244
Client George H.
Enrolled Debt Discover Card
Amount Resolved $13,648

Note: The validation process depends on creditor responses, legal procedures, and potential debt transfers. Some debts may be resolved quickly, while others take longer due to legal and financial complexities.