Get on the path to financial freedom. We’ll lead the way.

What We Do / How Our Program Works

Dealing with debt can feel overwhelming, but you don’t have to go through it alone.

Legal debt resolution is an important step in the process, designed to protect you before any debts are settled.

We work alongside attorneys to ensure creditors follow the Fair Debt Collection Practices Act (FDCPA), a law that protects you from unfair or abusive collection tactics.

If a creditor is harassing you, it may not only be stressful—it could be illegal. In some cases, you might even have grounds to challenge the debt or seek damages.

Even if your debt isn’t invalidated, you still have rights. Our team will be by your side, ensuring you’re treated fairly. And if legal action is needed, an attorney will be available to help at no extra cost. You don’t have to navigate this alone—we’re here to support you every step of the way.

Debt is complicated. Whatever you need, we’re always available.

Success Stories

Thousands of people have regained financial freedom through the dedicated efforts of Resolution Processing.

Our proven track record, expertise, and compassionate approach have successfully guided countless individuals toward brighter financial futures—let us help you do the same.

result
3RD PARTY COLLECTION CEASED
enrolled debt
$8,784
Collector was unable to properly validate the debt required by law. Collector closed the account and sent it back to the original creditor.
result
3RD PARTY COLLECTION CEASED
enrolled debt
$14,415
Collector was unable to properly validate the debt required by law. Collector closed the account and sent it back to the original creditor.
result
ORIGINAL CREDITOR DEBT INVALIDATED
enrolled debt
$8,571
Collector was unable to provide the correct documentation as required by law. Debt was completely invalidated and has been reported so to credit reporting agencies.

Frequently Asked Questions

What is the difference between debt settlement and debt validation?

Debt settlement involves negotiating with your creditors to reduce the total amount you owe, typically resulting in a lower lump-sum payment or affordable monthly payments. Debt validation, on the other hand, is a legal process that requires creditors or debt collectors to provide proof that they own the debt and have the right to collect it from you. If a debt cannot be validated properly, you may no longer be legally obligated to pay it.

Can you guarantee my debts will be validated or removed from my credit report?

While we have extensive experience in successfully validating debts and challenging questionable items on credit reports, no firm can ethically guarantee specific outcomes. Each situation is unique and depends on the creditor's ability to provide accurate documentation and proper validation. However, we will diligently advocate for your rights and strive to achieve the best possible outcome for your situation.

How is debt validation reflected on my credit report?

If a creditor cannot properly validate a debt, they are legally obligated to stop collection efforts and remove that debt from your credit report. Successfully validated debts will remain on your credit report; however, accurate reporting standards must always be followed. We'll work closely with you to ensure your rights are protected throughout this process.

Does debt validation affect my credit score?

Debt validation itself does not negatively impact your credit score. In fact, successfully removing inaccurate or unverifiable debts from your credit report can potentially improve your credit profile. However, it's essential to understand that ongoing debt disputes or settlement negotiations may temporarily influence your credit. We'll guide you step-by-step to achieve the best possible outcome for your credit health.

If your question isn’t answered above, please get in touch with us »

Contact Us

You’re not alone—we understand how overwhelming debt can be, and we’re here to help. Fill out the form below and we’ll get back to you within 1 business day.

If you need to reach us by phone, please call our office directly:
Representatives are available from 9am–6pm pst m–f.
Please send all written correspondence by certified mail:
Resolution Processing llc
175 Technology Drive, Suite 200
Irvine, CA 92618